Commercial Loans

Walcott Trust and Savings Bank is dedicated to developing relationships with business owners and understanding their businesses. Our loans are specifically designed to help commercial customers meet their cash flow needs.


Let us help you with:

  • Operating Lines of Credit
  • Machinery and Equipment Financing
  • Business Purchase and Expansion
  • Commercial or Residential Lot Development
  • Construction Financing 
  • SBA Lending


Tim Oetzmann
Senior Vice President/Senior Lender
NMLS# 747026
Email Tim
Phone: 563-447-1782


Jeremy Schuette
Senior Vice President/Senior Credit Officer
NMLS# 893648
Email Jeremy
Phone: 563-447-1809


Nathan Billany
Vice President/Commercial Lender
NMLS# 1143968
Email Nathan
Phone: 563-333-3020


Bob Garman
Director and Business Development Officer
NMLS# 396882
Phone: 563-284-6202